RASHEED R, ABDUL RAHMAN M, UR RAHMAN SA. TOWARDS UNDERSTANDING FINANCIAL BEHAVIOR OF SMES: ROLE OF SOCIO-PSYCHOLOGICAL FACTORS OF OWNER-MANAGER. Studia UBB Negotia [Internet]. 2016 Dec. 30 [cited 2024 Sep. 21];61(4):65-82. Available from: http://193.231.18.162/index.php/subbnegotia/article/view/5179